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Terms and Conditions

Please read these terms and conditions carefully, as they apply to the way you use this site. By continuing to use this website, you acknowledge that you accept these terms and that you will not do anything that could cause harm to the website or to other users.

These terms and conditions may be updated from time to time, and you are advised to check this page for changes. By using the website, you agree to accept any changes we make.

breach of any of these terms and conditions by you will end your permission to use this site.

This website exists to provide information about other companies, in order to assist users in reaching decisions when choosing products and services. It is your responsibility to ensure the suitability of any product or service which you decide to purchase as a result of using this site.


In these terms and conditions, ‘we’, ‘us’ and ‘our’ refer to ‘You’ and ‘your’ means any person using, or intending to use, the website.

Access to the Website

You do not have to register with this website in order to use it, but parts of the website may only be accessible once you have registered. Whilst we will make all reasonable efforts to ensure that uninterrupted access to remains available to users, we are not responsible for any loss arising from your inability to access the website for any reason, except where legal liability exists.

Use of Our Information

The information on this website is and remains the property of and is for consumer use only.

You may download and print (a single copy of) material from it but you may not pass on or reproduce any of its content, other than for your own personal use, without our express written consent.

Commercial Use

This website is intended for personal use by individuals, or by businesses seeking products for their own use.

Commercial use, such as price-checking or processing of multiple applications by third parties, constitutes a breach of these terms and conditions.

We may use software intended to detect this kind of abuse, which in addition to breaching our terms and conditions may also slow down or prevent access by legitimate users.

Use of Your Information

We do not accept any liability for any material which you as a user send or post to this website in any form. Also: -

Personal Information Supplied by You

When you enter personal information on this website, for example in order to obtain an insurance quote, it is your responsibility to ensure that it is complete and accurate, and that you disclose all relevant facts.

Information Supplied by You to Forums and Reviews

We strongly advise that you do not submit any material to any public areas of this site which would enable you to be identified or contacted by other users of the site. We cannot be held liable if you allow yourself to be identified by other site users.

External links – from this site

We may provide addresses or hyperlinks which link to other websites. These are provided solely for your convenience and information. Your access to such websites or your use of such links is at your own risk. Links to websites do not imply any affiliation with, or endorsement of their products or services.

External links – to this site

If you wish to publish a link to this website you may do so on condition that you do not imply that we are endorsing or recommending the services or products of another party, nor suggest that you are acting on behalf of us. The website from which you make the link must not itself breach these Terms and Conditions with regard to offensive or illegal material.

You must accept complete responsibility for any loss or damage suffered to this website as a result of a link placed by you.


Information on this site relates to Prudent Plus Ltd and subsidiaries; whilst we will take every reasonable step to ensure that the information on this website is regularly updated and checked for accuracy, we cannot guarantee that the material will on every occasion be complete, accurate, suitable or up to date.

Material contained on this website is provided without any warranty of any kind. You use the material on this website at your own discretion.

Copyright and Intellectual Property

Please note that:

Products and Services

The products featured on this website do not constitute an offer to sell goods and services. We work with other companies to provide suitable offers for this website's customers, and in all cases your purchase contract is with the provider of the products and/or services.

The information we provide on this website does not represent the full details of the insurance and other products offered; you should refer to the policy and other documents which will be supplied to you.

Insurance products and services supplied by companies featured on this website will have their own terms and conditions, which should be read in conjunction with ours, and which will take priority over our terms and conditions in your contract with the service provider.

All prices of products and services shown on this website may be subject to availability and may change without notice. We are not liable for any loss resulting from such changes.

Exclusion of Liability

Whilst we make every effort to ensure that we provide accurate and timely information, we do not accept liability for any loss or damage that you suffer as a result of using this website.

Nothing in these Terms and Conditions shall exclude or limit liability for death or personal injury (whether caused by negligence or otherwise) which cannot be excluded by the laws of the United Kingdom.

Jurisdiction and Legal Liability

This website was created in England, and these terms of use are governed by the laws of England and Wales. All disputes arising from these terms of use shall be subject to the jurisdiction of the English and Welsh Courts.

This website, and the information it contains, are intended for use by residents of the United Kingdom, and may not be valid for other users.

Non-UK residents should check carefully that any information they obtain from is applicable to them, before taking any action as a result. Such action will be at their own risk

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0161 388 2552

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